pbnj Posted April 16, 2009 Share Posted April 16, 2009 I was planning on upgrading my tank, but I just found out that I might need a new roof because of hail damage. Oh well, maybe next year. Quote Link to comment Share on other sites More sharing options...
Rjohn Posted April 16, 2009 Share Posted April 16, 2009 Your insurance won't cover it? Quote Link to comment Share on other sites More sharing options...
+mcallahan Posted April 16, 2009 Share Posted April 16, 2009 at least you didn't have a $4800 tax bill! Quote Link to comment Share on other sites More sharing options...
Robb in Austin Posted April 16, 2009 Share Posted April 16, 2009 at least you didn't have a $4800 tax bill! Quote Link to comment Share on other sites More sharing options...
Rjohn Posted April 16, 2009 Share Posted April 16, 2009 I am getting a new roof next week, I hope. I am waiting on an insurance check. There are roofers who will do it for what the insurance pays and leave you a bit of change besides. Quote Link to comment Share on other sites More sharing options...
+mcallahan Posted April 16, 2009 Share Posted April 16, 2009 I am getting a new roof next week, I hope. I am waiting on an insurance check. There are roofers who will do it for what the insurance pays and leave you a bit of change besides. Spend some $ on the vividaquariums group order!!! Quote Link to comment Share on other sites More sharing options...
johnoburns Posted April 16, 2009 Share Posted April 16, 2009 (edited) Your insurance company should pay for it. You just have to pay your deductible. On a related note, there are roofing companies that charge you insurance more and give you money back to possibly cover deductibles. Sometimes they give you more money than the deductible or so they claim. Most roofing companies will give you a free estimate that you can compare to your insurance's quote. The difference is what you might get back from the roofing company. I say might because I have never done this myself but it is what some of the roofing companies have told me. Edited April 16, 2009 by austinaquaman Quote Link to comment Share on other sites More sharing options...
pbnj Posted April 16, 2009 Author Share Posted April 16, 2009 Unfortunately, my deductible is 1%. Quote Link to comment Share on other sites More sharing options...
caferacermike Posted April 16, 2009 Share Posted April 16, 2009 1%? Seriously? Heck a whole new roof is generally less than $10K. What is that, $100? I'm at a loss. As was pointed out many repair companies will help offset the cost of deductible. You want something to gripe about, try buying a totally renovated home only to find out the that the house is sinking. I'm going to be out close to $20K, yet I keep right on building my 400g tank. Oh and insurance won't cover that. At least you can use your insurance. Roofs are easy to repair, I just put one on my shed. If all it needs is some new shingles it won't take much to repair it. Not to sure why you'd let such a little thing cause you a set back. Chin up, do them both. Quote Link to comment Share on other sites More sharing options...
pbnj Posted April 16, 2009 Author Share Posted April 16, 2009 1%? Seriously? Heck a whole new roof is generally less than $10K. What is that, $100?I'm at a loss. As was pointed out many repair companies will help offset the cost of deductible. You want something to gripe about, try buying a totally renovated home only to find out the that the house is sinking. I'm going to be out close to $20K, yet I keep right on building my 400g tank. Oh and insurance won't cover that. At least you can use your insurance. Roofs are easy to repair, I just put one on my shed. If all it needs is some new shingles it won't take much to repair it. Not to sure why you'd let such a little thing cause you a set back. Chin up, do them both. $100? I wish. Try 1% of coverage, i.e., $6K. Quote Link to comment Share on other sites More sharing options...
Rjohn Posted April 17, 2009 Share Posted April 17, 2009 Jeez pgnj, what kind of castle do you live in? I have a 1% deductable and it was $1,430. It's 1% of the insured value of the house or castle, as the case may be. Quote Link to comment Share on other sites More sharing options...
Rjohn Posted April 17, 2009 Share Posted April 17, 2009 **** I wish I could type. Quote Link to comment Share on other sites More sharing options...
pbnj Posted April 17, 2009 Author Share Posted April 17, 2009 My house is 4700 sqft and the insured value (based on replacement) is over $600K. Quote Link to comment Share on other sites More sharing options...
Robb in Austin Posted April 17, 2009 Share Posted April 17, 2009 Next meeting at PBNJ's house! Quote Link to comment Share on other sites More sharing options...
pbnj Posted April 17, 2009 Author Share Posted April 17, 2009 No frags, please. Bring roof shingles. Quote Link to comment Share on other sites More sharing options...
+mcallahan Posted April 17, 2009 Share Posted April 17, 2009 My house is 4700 sqft and the insured value (based on replacement) is over $600K. Sell it and get out while you still can...its gonna pour tomorrow! Quote Link to comment Share on other sites More sharing options...
cheetum Posted April 17, 2009 Share Posted April 17, 2009 (edited) Your house come equipped with a food court ?! Edited April 17, 2009 by cheetum Quote Link to comment Share on other sites More sharing options...
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